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                          <div align="center"> <b><font color="#FF00FF" size="4"><a href="http://skin-scuba.biz" target="_blank">ÀÎÅͳÝ
                            ½ºÄí¹Ù Ä¿¹Â´ÏƼ Çظð¼ö</a></font><a href="http://skin-scuba.biz" target="_blank"><font color="#0000FF" size="4"><br>
                            (http://www.skin-scuba.biz</font><font color="#0000FF" size="2">)</font></a><font color="#0000FF" size="2"><br>
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                          <p><font style="font-size:9pt; line-height: 14pt;">ÈçÈ÷
                            ½ºÅ²½ºÄí¹Ù¸¦ 21¼¼±â ÃÖ°íÀÇ ·¹Àú ½ºÆ÷Ã÷¶ó°í ÄªÇÏ°í ÀÖÁö¸¸ ½ºÅ²½ºÄí¹Ù´Â ·¹Àú¶ó±â º¸´Ù´Â <b>¾îµåº¥ÃÄ</b>¿¡
                            °¡±õ½À´Ï´Ù. µ·°ú ½Ã°£ ´Ù¸¥ ¸ðµç °ÍÀ» ´Ù °®Ãß¾ú´õ¶óµµ <b>¸ðÇè½É°ú ¿ë±â</b>°¡ ¾øÀ¸¸é
                            ¸øÇϴ °ÍÀÌ ½ºÄí¹Ù ´ÙÀ̺ùÀÔ´Ï´Ù. ¸¹Àº À̵éÀÌ ½ºÄí¹Ù ´ÙÀ̺ùÀ» µ¿°æÇÏÁö¸¸ ½ÇÁ¦·Î ½ºÄí¹Ù´ÙÀ̺ùÀ»
                            Áñ±âÁö´Â¸øÇÏ°í Àִ ÀÌÀ¯µµ ¿©±â¿¡ ÀÖ½À´Ï´Ù.</font> <br>
                            <b>½ºÄí¹Ù Ä¿¹Â´ÏƼ Çظð¼ö</b>´Â ½ºÄí¹Ù ´ÙÀ̺ùÀÇ º¸±ÞÀ» À§ÇØ ÀÎÅͳÝÀ» ÅëÇØ ÀϹÝÀεéÀÌ
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                            º¸´Ù °æÁ¦ÀûÀΠ¹æ¹ýÀ¸·Î ½ºÄí¹ÙÀÇ Áñ°Å¿òÀ» ´©¸± ¼ö ÀÖµµ·Ï Çϱâ À§ÇØ ¸¸µé¾îÁø <b>ÀÎÅͳÝ
                            µ¿È£È¸</b>ÀÔ´Ï´Ù.<font color="#0000FF"><b><a href="http://www.heraldbiz.com/site/data/html_dir/2003/06/05/200306050100.asp?kpage=4&kppage=0&scode=FE&art_id%22=">(µ¿È£È¸
                            °ü·Ã ½Å¹®±â»ç)</a></b></font></p>
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                    <a href="http://www.skin-scuba.biz" class="ad01" target="_blank"><font style=font-size:12pt;><b><b>Áö±Ý
                    ½ÅûÇϽøé Ã¼Çè ½ºÄí¹Ù ´ÙÀ̺ùÀÌ °øÂ¥!</b></b></font></a><br>
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                                 <a href="http://www.skin-scuba.biz" target="_blank"><font size="2"><b><font color="#333333">üÇè
                                ½ºÄí¹Ù ´ÙÀ̺ùÀ̶õ ¹«¾ùÀΰ¡¿ä?</font></b></font></a></td>
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                              <td valign=top class="body"><font size="2">üÇ轺Äí¹Ù
                                ´ÙÀ̺ùÀ̶õ Çѽð£ Á¤µµÀÇ °£´ÜÇÑ ±³À° ÈÄ °ø±âÅë, ºÎ·ÂÁ¶Àý±â¿Í È£Èí±â ±âŸ ¸ðµç ½ºÄí¹ÙÀåºñ¸¦
                                Âø¿ëÇÏ½Ã°í ¼ö½É 5¹ÌÅÍÀÇ Àá¼öÇ®¿¡¼­ ÀÚÀ¯·ÎÀÌ ¼öÁßÀ¯ÇüÇϴ °úÁ¤À¸·Î Á¤½Ä ½ºÄí¹Ù±³À°
                                ÀÌÀü¿¡ ½ºÄí¹Ù °æÇèÀ» ½×°Ô ÇØÁִ PADIÀÇ Discover SCUBA°úÁ¤ÀÔ´Ï´Ù.ÀÎÅͳÝ
                                ½ºÄí¹Ù Ä¿¹Â´ÏƼ Çظð¼ö´Â ½ºÅ²½ºÄí¹ÙÀÇ ´ëÁßÈ­¸¦ ¸ñÇ¥·Î ¼³¸³µÈ µ¿È£È¸·Î ½ºÄí¹Ù °­»ç
                                È¸¿øµéÀÇ µµ¿òÀ» ¹Þ¾Æ °¡ÀԠȸ¿øµé¿¡ ÇÑÇØ <font color="#FF0000"><b>¹«·á
                                Ã¼Çè´ÙÀ̺ù Çà»ç</b></font>¸¦ ½Ç½ÃÇÕ´Ï´Ù. Âü°¡ÀÚµéÀº Àá¼öÇ®Àå ÀÔÀå·á¿Í Àåºñ
                                ¹× °ø±âÅë ´ë¿©·á¸¸ ºÎ´ãÇϽø頵˴ϴÙ.</font></td>
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                                  <font style="font-size:9pt; color:#333333"><b>¼¼°è
                                  ÃÖ°íÀÇ ½ºÄí¹Ù±³À° ´Üü PADI </b></font><b><img src=http://www.creditbank.co.kr/img/tran.gif width=1 height=4>¼Ò°³</b></div>
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                                <p> </p>
                                <p><a href="http://www.skin-scuba.biz" target="_blank"><img src="http://www.skin-scuba.biz/openwater/padilogo.jpg" width="170" height="182" border="0"></a>
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                                  <p><b>* PADI *<br>
                                    (Professionl Association of Diving Instructors)
                                    </b></p>
                                  <p align="left"><a href="http://www.skin-scuba.biz/practice_basic.htm" target="_blank">PADI´Â
                                    ¼¼°è ÃÖ´ëÀÇ ÇÁ·ÎÆä¼Å³Î ´ÙÀ̺ù Á¶Á÷ÀÌ´Ù. ±× ¸â¹öÀΠ°­»ç, º¸Á¶°­»ç, ´ÙÀ̺긶½ºÅÍ,
                                    ´ÙÀ̺꠼¾ÅÍ, ¸®Á¶Æ®´Â ÇÁ·ÎÁ¤½Å°ú ¾ÈÀüµµ¿¡ À־ ¾÷°è ÃÖ°íÀÇ ¼öÁØÀ» À¯ÁöÇÏ°í
                                    ÀÖ´Ù. PADI ¸â¹ö´Â ¿©·¯°¡Áö ´Ù¸¥ ¹è°æÀÇ »ç¶÷µéÀÌ ¾ÈÀüÇÑ ½ºÆ÷Ã÷·Î¼­ ·¹Å©·¹À̼Ç
                                    ´ÙÀ̺ùÀ» Áñ°Ì°Ô ½ÀµæÇϴ ÀÏ¿¡ Çå½ÅÇÏ°í ÀÖ´Ù. PADIÀÇ È°µµ¿µ¿ªÀº ±¹Á¦ÀûÀÌ´Ù.
                                    Áö¿ª ¼­ºñ½º»ç¹«¼Ò´Â ¿À½ºÆ®·¹Àϸ®¾Æ, Ä³³ª´Ù, ½ºÀ§½º, ÀϺ», ´ºÁú·£µå, ³ë¸£¿þÀÌ¿Í
                                    ½º¿þµ§¿¡ ¼³¸³µÇ¾î ÀÖ°í....</a></p>
                                </div>
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                                                        </table>
                                                        
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                              <td bgcolor=#e6e6e6 height=25><font style="font-size:9pt; color:#333333"></font><img src=http://www.creditbank.co.kr/img/tran.gif width=1 height=4><br>
                                <font style="font-size:9pt; color:#333333"><b></b></font></td>
                            </tr>
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                                                        <img src=http://www.creditbank.co.kr/img/tran.gif width=1 height=5><br>

                                                        
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                              <td width=1> </td>
                                                        
                              <td width=146 valign=top> <font style="line-height: 16pt;">
                                <a href="http://www.skin-scuba.biz" target="_blank"><img src="http://www.skin-scuba.biz/community/overview_1.jpg" width="146" height="90" border="0"></a>
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                              <td width=459 valign=top>
                                <table class=tx cellspacing=0 cellpadding=0 width=445
border=0 align="center">
                                  <tbody>
                                  <tr>
                                    <td width=9 height=18><img height=9
                        src="community/dot.jpg" width=7></td>
                                    <td width="436"> <b><font color="#333333"><font size="2">¼¼°è
                                      ÃÖ°íÀÇ <font color="#0000FF">PADI</font> ±³À°½Ã½ºÅÛ
                                      Ã¤ÅÃ</font></font></b></td>
                                  </tr>
                                  <tr>
                                    <td width=9 height=18><img height=9
                        src="community/dot.jpg" width=7></td>
                                    <td width="436"> <b><font color="#333333"><font size="2">Á¤±âÀûÀÎ
                                      </font><font size="2" color="#0000FF">üÇè´ÙÀ̺ù</font><font size="2">
                                      ½Ç½Ã·Î ÀϹÝÀÎÀÇ Á¢±Ù°¡´É¼º Á¦°í</font></font></b></td>
                                  </tr>
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                                    <td height=18 width="9"><img height=9 src="community/dot.jpg"
                        width=7></td>
                                    <td width="436"> <b><font color="#333333"><font size="2">¼ö¿µÀå¸ðÀÓÀÇ
                                      È°¼ºÈ­·Î <font color="#0000FF">Áö¼ÓÀûÀΠ±â¼ú ¾÷µ¥ÀÌÆ®</font>
                                      Áö¿ø</font></font></b></td>
                                  </tr>
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                                    <td height=16 width="9"><img height=9 src="community/dot.jpg"
                        width=7></td>
                                    <td width="436" height="16"> <b><font color="#333333"><font size="2">ü°èÀûÀÎ
                                      ½ºÄí¹Ù <font color="#0000FF">À̷б³À°</font>À¸·Î
                                      Àü¹®¼º °­È­</font></font></b></td>
                                  </tr>
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                                    <td height=18 width="9"><img height=9 src="community/dot.jpg"
                        width=7></td>
                                    <td width="436"> <b><font color="#333333"><font size="2">
                                      ºÎ´ã¾ø´Â ±³À°ºñ</font></font></b></td>
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                          <div align="center"><br>
                            <span class="title"><font style=font-size:12pt;><font color="#990066"><font color="#990033"><font color="#0000FF"><span class="title"><font color="#990000"><b>    </b></font></span></font></font></font></font></span><font style=font-size:12pt;><font color="#990066"><font color="#990033"><font color="#0000FF"><font color="#990000"><b><span class="title">Áö±Ý
                            ±³À°¹ÞÀ¸½Ã¸é</span></b></font></font></font></font></font><span class="title"><font style=font-size:12pt;><font color="#990066"><font color="#990033"><font color="#0000FF"><font color="#990000"><b>
                            </b></font><span class="title"><font color="#990000"><b>Àú·ÅÇÑ
                            ±³À°ºñ</b></font></span></font></font></font></font>¿Í
                            <font color="#0000FF"><b>Àåºñ ¿°°¡ ·»Å»</b></font>ÀÇ ÇýÅÃ!</span><br>
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                              <td bgcolor=#e6e6e6 height=25> </td>
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                              <td width=146 rowspan="2"><a href="http://www.skin-scuba.biz" target="_blank"><img src="http://www.skin-scuba.biz/community/overview_2.jpg" width="146" height="90" border="0"></a></td>
                              <td valign=top width="397" height="50">
                                <table class=tx cellspacing=0 cellpadding=0 width=454
border=0 align="center">
                                  <tbody>
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                                    <td width=10 height=18><img height=9
                        src="community/dot.jpg" width=7></td>
                                    <td width="444"><b><font size="2" color="#333333">¾ÈÀüÀ»
                                      ÃÖ¿ì¼±À¸·Î ÇÏ´Â<font color="#FF0000"> <font color="#0000FF">¹öµð
                                      ½Ã½ºÅÛ</font></font>äÅÃ</font></b></td>
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                                    <td width=10 height=18><img height=9
                        src="community/dot.jpg" width=7></td>
                                    <td width="444"><b><font size="2" color="#0000FF">¼öÁßÃÔ¿µ</font><font size="2" color="#333333">ºÎÅÍ
                                      <font color="#0000FF">¼öÁß»ç³É</font>±îÁö Æø ³ÐÀº
                                      ´ÙÀ̺ù È°µ¿ Áö¿ø</font></b></td>
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                                    <td height=18 width="10"><img height=9 src="community/dot.jpg"
                        width=7></td>
                                    <td width="444"><b><font size="2" color="#333333">±¹³»
                                      ¹× ¼¼°è À¯¼öÀÇ <font color="#0000FF">´Ù¾çÇÑ Æ÷ÀÎÆ®</font>
                                      ¼··Æ</font></b></td>
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                                    <td height=18 width="10"><img height=9 src="community/dot.jpg"
                        width=7></td>
                                    <td width="444"><b><font size="2" color="#333333">¿ù1ȸ
                                      Á¤±â ´ÙÀ̺ù°ú ±³À° ¹× ¹ø°³ <font color="#0000FF">´ÙÀ̺ù
                                      ¼ö½Ã ½Ç½Ã</font></font></b></td>
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                                    <td height=2 width="10"><img height=9 src="community/dot.jpg"
                        width=7></td>
                                    <td height="2" width="444"><b><font size="2" color="#333333">
                                      ½ÇºñÁ¤»êÀ» ±âº»À¸·Î Çϴ <font color="#0000FF">Àú·ÅÇÑ
                                      ´ÙÀ̺ù ºñ¿ë</font></font></b></td>
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                              <td width=146><a href="http://www.skin-scuba.biz" target="_blank"><img src="http://www.skin-scuba.biz/community/overview_3.jpg" width="146" height="90" border="0"></a></td>
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border=0 align="center">
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                        width=7></td>
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