second notification Joann

Wed Jul 6 04:06:56 UTC 2005

After further review upon receiving your application,
your current mortgage qualifies for a 3% lower rate!

We have tried to contact you on several occasions
and time is running out!

This is our last attempt.

Let me explain,
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!! U.S MORTGAGE RATES HAVE SIMPLY NEVER BEEN LOWER! !!
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This is no lie.
This is reality.

8 Millions of Americans have alr`ea`dy re-financed this month alone!

So why not you?

http://www.kxxjn.com/i/LzQvaW5kZXgvYnZrL252NHVjcXNneng4

Refinancing just makes sense.

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http://kxxjn.com/rem.php