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Dear Account Holder:<BR>
<BR>
Confidential Material: Important message from the bank regarding<BR>
case number 37094
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We recently reviewed your application and we are able to lock your lo a n <BR>
at 2 percent lower then your current<BR>
m o r tgage. The market r a te is doing remarkable and that is
<BR>why are extending this offer to our current customers.<DIV
STYLE="color: FFFFF7">
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L o an information as follows:<BR>
<BR>
Amount: Up to 355.000<BR>
Term: 480 months<BR>
Interest: 3.95%<DIV STYLE="color: FFFFF3">
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</DIV>
<A HREF="http://www.loperatoza.com/">Update Your Account Online</A><BR><BR>
Your prompt response is greatly appreciated as the spots are limited.<BR>
After your fill out the application please print this email for your<BR>
future reference.<BR>
<BR>
Jefferey Hammond<BR>
Account Management<BR>
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