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    <p align="center"><font color="#FFFFCC" size="5">Millions of Americans
    already re-financed!</font></td>
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    <p align="center"><b><font size="5">Free Service!</font></b></td>
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    <p align="center"><font color="#FFFFCC"><span style="font-size: 50pt"> </span></font><font color="#FFFFCC" style="font-size: 50pt"> </font>
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    <font color="#FFFFCC">
    <a href="http://www.r8tdrop.com/x/loan2.php?id=wai">
    <font color="#FFFFCC">3.51% 
    Here</font></a></font></a></font></td>
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    <p align="center">Our economy is doing great.</td>
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    <p align="center">Rates are at 40 year lows.</td>
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    <p align="center"><font size="5" color="#FFFFCC">And so should you...</font></td>
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    <p align="center"> Now is the time to take advantage of the low rates
    and save thousands of dollars.</td>
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    <p align="center">APPROVAL REGARDLESS OF CREDIT HISTORY! NOBODY IS TURNED
    DOWN.</td>
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   <td width="100%" height="36" colspan="2" bgcolor="#FF4040" valign="middle">
    <p align="center"><font size="5"><a href="http://www.r8tdrop.com/x/loan2.php?id=wai">Join your nation and
    refinance here!</a></font></td>
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<p align="center">please remove yourself, if you would like to discontinue
further mailing 
<a href="http://www.r8tdrop.com/x/st.html">
REMOVE HERE</a></p>
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