Somewhat OT: pre-existing

[Jonathan Lighter]

But till then....

JL

On Sun, Oct 28, 2012 at 9:34 PM, Joel S. Berson <Berson at att.net> wrote:

> ---------------------- Information from the mail header
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> Sender:       American Dialect Society <ADS-L at LISTSERV.UGA.EDU>
> Poster:       "Joel S. Berson" <Berson at ATT.NET>
> Subject:      Re: Somewhat OT: pre-existing
>
> -------------------------------------------------------------------------------
>
> Under Obamacare, insurers will no longer be able to do this to adults
> on and after January 1, 2014.
>
> Joel
>
> At 10/28/2012 09:11 PM, Dave Wilton wrote:
> >Content-Transfer-Encoding: 8bit
> >
> >No, insurance companies rarely require an exam. They ask for your
> >medical history, and if you tell them you suffer from anything, they
> >deny you care. The condition doesn't have to be serious. A
> >borderline-high cholesterol count or being five pounds overweight
> >means you're uninsurable.
> >
> >And if you develop a serious condition after joining the insurance
> >plan, they'll spend lots of money investigating whether or not there
> >is anything you didn't tell them (regardless of whether it's related
> >to the condition you know suffer from) so they can cancel the policy
> >and not pay for the care.
> >
> >
> >-----Original Message-----
> >From: American Dialect Society [mailto:ADS-L at LISTSERV.UGA.EDU] On
> >Behalf Of Wilson Gray
> >Sent: Sunday, October 28, 2012 7:55 PM
> >To: ADS-L at LISTSERV.UGA.EDU
> >Subject: Re: Somewhat OT: pre-existing
> >
> >I may be missing the point, but isn't it the case that you're
> >required to undergo a physical exam and, if anything is found to be
> >wrong with you, you can simply refused health insurance to begin
> >with, because you have a "pre-existing condition."
> >
> >In my own case, though it could be easily ascertained that I'd had
> >glaucoma for at least a dozen years before I sought treatment for
> >it, my current, ongoing, very-expensive treatment by an
> >ophthalmological neurosurgeon is, nevertheless. beyond a
> >fifteen-dollar copayment, fully covered by the Harvard University
> >Health Service plan, even though I've retired.
> >
> >OTOH, if my coverage by them had ended at my retirement and I then
> >had to get my own insurance, my glaucoma would have become a
> >"pre-existing condition" that no other insurer would have been
> >required to cover except, essentially, at my own expense.
> >--
> >-Wilson
> >-----
> >All say, "How hard it is that we have to die!"---a strange complaint
> >to come from the mouths of people who have had to live.
> >-Mark Twain
> >
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