Somewhat OT: pre-existing

[Laurence Horn]

On Oct 28, 2012, at 9:58 PM, Jonathan Lighter wrote:

> But till then....
>
>
if then….

LH
>
> On Sun, Oct 28, 2012 at 9:34 PM, Joel S. Berson <Berson at att.net> wrote:
>
>> ---------------------- Information from the mail header
>> -----------------------
>> Sender:       American Dialect Society <ADS-L at LISTSERV.UGA.EDU>
>> Poster:       "Joel S. Berson" <Berson at ATT.NET>
>> Subject:      Re: Somewhat OT: pre-existing
>>
>> -------------------------------------------------------------------------------
>>
>> Under Obamacare, insurers will no longer be able to do this to adults
>> on and after January 1, 2014.
>>
>> Joel
>>
>> At 10/28/2012 09:11 PM, Dave Wilton wrote:
>>> Content-Transfer-Encoding: 8bit
>>>
>>> No, insurance companies rarely require an exam. They ask for your
>>> medical history, and if you tell them you suffer from anything, they
>>> deny you care. The condition doesn't have to be serious. A
>>> borderline-high cholesterol count or being five pounds overweight
>>> means you're uninsurable.
>>>
>>> And if you develop a serious condition after joining the insurance
>>> plan, they'll spend lots of money investigating whether or not there
>>> is anything you didn't tell them (regardless of whether it's related
>>> to the condition you know suffer from) so they can cancel the policy
>>> and not pay for the care.
>>>
>>>
>>> -----Original Message-----
>>> From: American Dialect Society [mailto:ADS-L at LISTSERV.UGA.EDU] On
>>> Behalf Of Wilson Gray
>>> Sent: Sunday, October 28, 2012 7:55 PM
>>> To: ADS-L at LISTSERV.UGA.EDU
>>> Subject: Re: Somewhat OT: pre-existing
>>>
>>> I may be missing the point, but isn't it the case that you're
>>> required to undergo a physical exam and, if anything is found to be
>>> wrong with you, you can simply refused health insurance to begin
>>> with, because you have a "pre-existing condition."
>>>
>>> In my own case, though it could be easily ascertained that I'd had
>>> glaucoma for at least a dozen years before I sought treatment for
>>> it, my current, ongoing, very-expensive treatment by an
>>> ophthalmological neurosurgeon is, nevertheless. beyond a
>>> fifteen-dollar copayment, fully covered by the Harvard University
>>> Health Service plan, even though I've retired.
>>>
>>> OTOH, if my coverage by them had ended at my retirement and I then
>>> had to get my own insurance, my glaucoma would have become a
>>> "pre-existing condition" that no other insurer would have been
>>> required to cover except, essentially, at my own expense.
>>> --
>>> -Wilson
>>> -----
>>> All say, "How hard it is that we have to die!"---a strange complaint
>>> to come from the mouths of people who have had to live.
>>> -Mark Twain
>>>
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>>> The American Dialect Society - http://www.americandialect.org
>>>
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>>> The American Dialect Society - http://www.americandialect.org
>>
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>> The American Dialect Society - http://www.americandialect.org
>>
>
>
>
> --
> "If the truth is half as bad as I think it is, you can't handle the truth."
>
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