You have been approved Sat, 04 Feb 2006 03:14:37 -0800

[Academy Finance]

We have been trying to reach you.  Your loan is pre-approved
at a much lower rate.

You can get $398,000 for as little as $697 per month.

Bad cre-dit is NOT an issue.  In fact, if you have
owned a Home for at least two years, NO cre-dit report
is required!

Kindly fill out our no obligation form.  It will take 
only one minute to complete and will save you hundreds every month.

http://www.bayhomeloan.com/?ra=3Dbwa

Sincerely,

Kathrine Kurtz
Customer Service Rep.
Home Loan Center





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